Use cases

Find your desk. See what changes on it.

Twenty-one desks across financial institutions, manufacturing, and services. Each shows how the work runs today, what reaches the desk with the system, and who still decides.

Financial institutions & fintech

Lending and credit risk

  • ModelsSLMsAgentic AI

    SME credit referrals

    TodayReferred files wait while analysts rebuild the firm from four systems and last year's committee notes.

    With the systemOne file with the rating, its reasons, and the authority level.

    Credit manager decides

  • Models

    Application scorecard for new-to-bank applicants

    TodayMost applicants are new to you, the bureau file is thin, and your only outcomes are for the people you approved.

    With the systemA credit scoring model beside today's rules: a scorecard, with the default probability by band.

    Credit policy committee decides

  • ModelsAgentic AI

    Behavioral score and limit management

    TodayLimits are set once at application; good customers outgrow them and quietly deteriorating ones keep full, undrawn lines.

    With the systemLimit actions queued with their evidence, inside the committee's matrix.

    Underwriter decides

  • ModelsSLMsAgentic AI

    Early warning on the loan book

    TodayThe borrower is current; other banks are already cutting its limits, and you see its quarter only at renewal.

    With the systemA file, not a spreadsheet: signals checked in parallel and gathered in one place.

    Watch-list committee decides

  • SLMs

    Corporate credit memo and financial statement analysis

    TodayAnalysts spread statements and write the memo by hand, in a fixed format, for every renewal.

    With the systemStatements spread with their sources, and the figures to check flagged.

    Credit analyst decides

  • Models

    Risk-based pricing with price response

    TodayYour price covers risk and capital, yet you lose good customers over a few basis points and discount those who would have signed anyway.

    With the systemA price grid that shows how each segment responds to a different rate.

    Pricing committee decides

  • ModelsSLMsAgentic AI

    Early arrears collections

    TodayCalls reach customers who would have paid anyway, while the ones who cannot keep up need a plan, not ten calls.

    With the systemHardship told apart from won't-pay, with the plan's arithmetic on file.

    Collector decides

Fraud and financial crime

  • ModelsAgentic AI

    Fraud alert investigation

    TodayMost alerts are false, and each one still takes an analyst real time to rule out.

    With the systemEach alert arrives with one note; sanctions hits stay with a person.

    Fraud analyst decides

Insurance

  • ModelsSLMsAgentic AI

    Insurance claims fast-track

    TodaySimple claims wait in the same queue as hard ones, and customers wait with them.

    With the systemSimple claims take the fast track through your own process; the system never declines a claim.

    Claims adjuster decides

Leasing, payments, and fintech

  • ModelsSLMsAgentic AI

    The lease file

    TodayA dealer sends a proforma invoice; you must know if the lessee is good, the price is right, and the machine is not already financed elsewhere.

    With the systemThe lessee, the price, and other financing checked in one file.

    Credit committee decides

  • ModelsSLMsAgentic AI

    Merchant onboarding and monitoring

    TodayNew merchants sign up daily; one merchant set up to defraud or launder can cost more than many good ones earn.

    With the systemEach new merchant checked against your policy before anyone signs. Nothing is automatic.

    Onboarding officer decides

Customer and operations

  • ModelsSLMs

    Next best offer

    TodayEvery customer gets the same campaign, and the relationship manager does not know what changed for this one.

    With the systemOne offer for this customer, with its reason; nothing is sent automatically.

    Relationship manager decides

  • SLMsAgentic AI

    Regulation to policy

    TodayA new circular arrives, and nobody knows which sections of your policies it changes.

    With the systemEach policy section marked changed or not, with the reason on record.

    Compliance officer decides

  • SLMs

    Request and complaint routing

    TodayThousands of messages a day land in one queue; misroutes miss legal deadlines.

    With the systemEach message routed to the desk that owns it; the model never closes one.

    Head of operations decides

Manufacturing

  • ModelsSLMsAgentic AI

    Maintenance on the bottleneck line

    TodayThe press fails on the night shift; its vibration had changed weeks before.

    With the systemRising stop risk flagged, with a draft work order and a proposed slot.

    Maintenance planner decides

  • ModelsSLMsAgentic AI

    Visual inspection

    TodayInspectors check every part under a lamp; night shift misses more, and each nonconformance report takes half a day.

    With the systemA draft nonconformance report with its evidence, ready for a hold-or-release call.

    Quality engineer decides

  • Models

    Quality and yield

    TodayScrap is found at the end of the line, and nobody knows which setting caused it.

    With the systemThe setting most likely behind the scrap, with a window to test.

    Process engineer decides

  • SLMsAgentic AI

    Customer complaint 8D

    TodayContainment is due tomorrow, and the evidence is in five systems.

    With the systemEvidence from five systems in one 8D draft.

    Quality engineer decides

Services

  • SLMsAgentic AI

    Contact-center speech: quality and compliance on every call

    TodayEvery call is recorded, quality hears two in a hundred, and off-the-shelf speech-to-text mangles your product names.

    With the systemEvery call checked for quality and compliance; the coaching point in context.

    Team lead decides

  • SLMsAgentic AI

    Agent assist

    TodayNew call-center agents take months to be productive and put customers on hold to search the knowledge base.

    With the systemAnswers drafted while the customer is on the line.

    Call-center agent decides

  • SLMsAgentic AI

    Outsourced complaints desk

    TodayOne team answers written complaints for several clients, each with its own rules, tone, and deadlines.

    With the systemEach reply drafted in the client's own rules and tone.

    Team lead decides

These use cases describe systems we build, written from how these desks work. They are not past client projects: no client names, no results.

Equalize the gap.

Bring one decision. Leave knowing the first step.

A short description of the decision is enough; no confidential records.

https://eqlx.ai/use-cases · Printed copy; the website is the current version.