FIG. 1 · Decision BlueprintWritten planIllustrative
SME credit referrals: what do we build first?
- Which kinds of AI
- A model and an agent; the small language model waits
- What the data allows
- Past decisions usable; reason codes partly missing
- Where the approval limit sits
- The agent prepares; a credit manager signs every case
- What hardware it needs
- Your servers; existing capacity is enough
- How it will be tested
- The credit team grades past files before any build
- Build
- Adjust
- Pause
- Stop